In Indonesia, out of every ten borrowers, two feel the stress of high debt with unbearable monthly installments, creating an unnecessary burden on mental and financial health.

FLINs’ job is to offer the right products, tools, and services to reduce all or any of the following personal debt and consolidate them into a single loan.

Repay your KTA loans safely and conveniently
Simplify your credit card bills into one practical payment
Merge your BNPL bills with lower interest rates
Settle your online loans by combining them into a single monthly payment

Multiple benefits for a stress-free life

Simplify your life

Consolidate loans with one easy monthly installment and enjoy life.

Reduce your debt and stress

Feel less stress as you lower your high-interest debt.

Free up cash

Decrease monthly payments and increase cash on hand so you can get ahead.

How FLIN supports your financial journey

01

We carry out a diagnosis of your financial health to provide the best solution.

02

We negotiate with financial institutions the highest discount on each of your debts*.

03

We get you a lucrative single refinance loan option^ with extended loan tenure and reduced interest rates.

04

With that single refinance loan, we settle all your existing debt with the financial institution.

05

You repay one easy monthly installment (up to 36 months) and enjoy life.

06

We accompany and advise you until you regain complete control of your finances.

FLIN is always here for you

Personalized solutions

Get a customized guide for your best refinancing solution.

Innovative Technology

Use our advanced technology to your advantage.

The team of experts

Access support from experts and get back complete control of your finances.

A Step Towards a Financially Prosperous Indonesia with FLIN

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Find your solution to a debt-free life

Take charge of your finances today!

Frequently Asked Questions

Yes, FLIN is a brand of PT FLIN Consultancy Indonesia. We are a registered company with all relevant authorities in Indonesia. We comply with all local regulations to ensure the legitimacy and security of our services.

FLIN’s office is located at GoWork Sopo Del Tower, 22nd Floor, Jl. Mega Kuningan Barat III, Lot 10. 1-6 Kawasan Mega Kuningan, South Jakarta, Indonesia. Our complete address is in the “Contact” section of this website.

FLIN operates Monday – Saturday, 09:00 – 18:30 WIB. We are not active on weekends and national holidays.

  1. For more information, you can contact FLIN through What’sApp at +62 819 053 01234 or +62 818 077 42222
  2. Send an email to support@flin.co.id. 
  3. You can also contact us via our social media channels, Instagram and Facebook.

You must be a local Indonesian Citizen with an Identity Card (KTP), ideally between 27 and 45 years old.