25 Juta Debt Consolidation

A hassle-free solution to paying off debt with a Rp25 juta bailout fund

  • FLIN provides debt consultation and a Bailout Program to help you manage Rp25 juta in debt with lighter, more controlled installments.
  • Partnering with trusted financial institutions, FLIN helps reduce your monthly payments and secure lower interest rates.
  • Through debt consolidation, FLIN restructures your loan and directly transfers the bridging funds to the creditors.
  • Enjoy a single fixed monthly payment with FLIN—more affordable, transparent, and hassle-free.

Rp25 juta debt consolidation facility scheme

Learn how FLIN helps restructure debt with a Rp25 juta consolidation plan.

Amount
Loan amount  Rp25.000.000
Tenure  24 months 36 months
Minimum salary required Rp5.900.000 Rp5.300.000
Interest rate  4% per month 4% per month
Success fee Rp1.250.000–2.500.000 Rp1.250.000–2.500.000
Processing fee Rp0– Rp1.250.000 Rp0– Rp1.250.000
Total monthly Installment Rp1.600.000 Rp1.300.000

Important Notes:

  1. Interest rates range from 3% to 4% per month, depending on the financial institution or bank.
  2. Clients are required to pay a one-time success fee upfront.
  3. The success fee varies between 5% and 10% of the total savings offered to eligible clients.

Please calculate using Flin financial calculator

4.00%
24 Months
Rp 0.00
Rp 0.00
Rp 0.00

*Conditions Apply

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Eligibility criteria and required documents for Rp25 juta debt consolidation

Check the eligibility criteria and required documents for Rp25 juta bailout fund.

Eligibility Criteria

Citizen: Indonesian citizen (WNI) with a valid Identity Card (KTP).

Location: Residing in the Jabodetabek area, Bandung, Surabaya, or Bali.

Job: A salaried employee working with a private company, government, or State-Owned Enterprise (BUMN).

Experience: Should have at least 3 years of experience and must be in current employment for at least 1 year.

Salary: Current net take-home salary should be > Rp5 juta.

Loan Balance: Outstanding unsecured loan (KTA + Online + Credit Card) should be > Rp20 juta.

Education: Preferably at least High School with a Diploma (D3 and D4).

Required Documents

Initial Document Submission

ID card (KTP)

Bank statement from last 6 Months (PDF)

Annual tax document (SPT)

Latest 3 Months Salary Slip

Final Document Submission

NPWP

Address proof (any one of the following: house rent agreement, utility bill, domicile statement)

Certificate of Employment

Latest education certificate

Selfie

Loan agreement

Direct debit authority (DDA)

Steps to apply for Rp25 juta debt consolidation

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

The temporary debt repayment fund will be disbursed directly to the lenders.

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

The temporary debt repayment fund will be disbursed directly to the lenders.

Be one step ahead of your debts

Resolve debt repayments challenges with the Bailout Program through consolidation.