Rp125 Juta Loan Bailout Fund

Looking to improve your financial situation? Here’s how you can get Rp125 juta bailout fund

Struggling with multiple loans and looming payment deadlines can be overwhelming. That’s why FLIN offers the Bailout Program—an effective solution to help you manage and repay your debts more easily and efficiently.

With this program, you can consolidate all your outstanding loans into a single payment while also receiving a bailout fund of up to Rp125 juta to settle your financial obligations. Supported by trusted partners, we facilitate debt restructuring to help you secure lower interest rates and more flexible, manageable repayment terms.

Once the mediation process with the bank is complete, the bailout funds will be disbursed directly to the relevant financial institution. You’ll only need to make a fixed monthly payment to FLIN, with no hidden fees and a fully transparent process.

FLIN operates under the supervision of Indonesia’s Financial Services Authority (OJK) through accredited mediation and fund disbursement partners, ensuring that every step of this program is safe and compliant with regulations.

Don’t let debt hold you back. Apply for FLIN’s Bailout Program today and take a step toward greater financial stability!

Estimated fees and interest rates adjustment for Rp125 juta debt consolidation

Amount
Loan amount  Rp125.000.000
Tenure  24 months 36 months
Minimum salary required Rp15.200.000 Rp12.200.000
Interest rate  4% per bulan 4% per bulan
Success fee Rp6.250.000-12.500.000 Rp6.250.000-12.500.000
Processing fee Rp0-Rp6.250.000 Rp0-Rp6.250.000
Total monthly Installment Rp8.200.000 Rp6.600.000

Important Notes:

  1. Interest rates range from 3% to 4%, depending on the financial institution or bank.
  2. Clients are required to pay a one-time success fee upfront.
  3. The success fee varies between 5% and 10% of the total savings offered to eligible clients.

Please calculate using Flin financial calculator

4.00%
24 Months
Rp 0.00
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*Conditions Apply

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Eligibility criteria and required documents for Rp125 juta debt consolidation

Check the eligibility criteria and required documents for Rp125 juta bailout fund.

Eligibility Criteria

Citizen: Indonesian citizen (WNI) with a valid Identity Card (KTP).

Location: Residing in the Jabodetabek area, Bandung, Surabaya, or Bali.

Job: A salaried employee working with a private company, government, or State-Owned Enterprise (BUMN).

Experience: Should have at least 3 years of experience and must be in current employment for at least 1 year.

Salary: Current net take-home salary should be > Rp5 juta.

Loan Balance: Outstanding unsecured loan (KTA + Online + Credit Card) should be > Rp20 juta.

Education: Preferably at least High School with a Diploma (D3 and D4).

Required Documents

Initial Document Submission

ID card (KTP)

Bank statement from last 6 Months (PDF)

Annual tax document (SPT)

Latest 3 Months Salary Slip

Final Document Submission

NPWP

Address proof (any one of the following: house rent agreement, utility bill, domicile statement)

Certificate of Employment

Latest education certificate

Selfie

Loan agreement

Direct debit authority (DDA)

Steps to apply for Rp125 juta debt consolidation

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

Your outstanding dues will be settled by the disbursed fund that we provide.

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

Your outstanding dues will be settled by the disbursed fund that we provide.

Be one step ahead of your debts

Resolve debt repayments challenges with the Bailout Program through consolidation.