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Break-free from the burden of debt with a Rp300 juta bailout fund

Sometimes, debt can feel like it’s holding you back. Bills keep piling up, deadlines are closing in, and your financial breathing space becomes tighter. If you’re looking for a way to clear your mounting debts, FLIN’s Bailout Program is here to help you regain control of your finances.

With this program, you can consolidate all your loans into a single, more structured payment while securing bailout funds of up to Rp300 juta to settle your financial obligations. We collaborate with trusted partners to assist in debt restructuring, helping you secure lower interest rates and more flexible repayment terms.

Once the mediation process with banks or financial institutions is complete, the bailout funds will be disbursed directly to the relevant parties. You’ll only need to make one fixed monthly installment to FLIN—without hidden fees, through a transparent and secure system.

As a trusted financial consolidation service, FLIN operates under the supervision of the Financial Services Authority (OJK) through mediation and fund disbursement partners, ensuring that all processes comply with Indonesia’s financial regulations.

Don’t let debt stand in the way of your future plans. Apply for the Bailout Program today and take the first step toward a more stable and debt-free financial future!

Estimated fees and interest rates adjustment for Rp300 juta debt consolidation

 Amount
Bailout amount Rp300.000.000
Tenure 24 month36 month
Minimum salary requiredRp28.900.000Rp23.300.000
Interest rate 4% per month4% per month
Success feeRp15.000.000-30.000.000Rp15.000.000-30.000.000
Processing feeRp0-Rp15.000.000

Rp0-Rp15.000.000

Total monthly InstallmentRp19.700.000Rp15.900.000

Important Notes:

  1. Interest rates range from 3% to 4%, depending on the financial institution or bank.
  2. Clients are required to pay a one-time success fee upfront.
  3. The success fee varies between 5% and 10% of the total savings offered to eligible clients.

Please calculate using Flin financial calculator

4.00%
24 Months
Rp 0.00
Rp 0.00
Rp 0.00

*Conditions Apply

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Eligibility criteria and required documents for Rp300 juta debt consolidation

Check the eligibility criteria and required documents for Rp300 juta bailout fund.

Eligibility Criteria

Indonesian citizen (WNI) with a valid Identity Card (KTP).
Residing in the Jabodetabek area, Bandung, Surabaya, or Bali.
A salaried employee working with a private company, government, or State-Owned Enterprise (BUMN).
Should have at least 3 years of experience and must be in current employment for at least 1 year.
For Contract-based Employee, Must have at least a 2-year contract, with a renewal in the past year.
Current net take-home salary should be > Rp5 juta.
Current outstanding unsecured loan (KTA + Online + Credit Card) should be > Rp20 juta.
Preferably at least High School with a Diploma (D3 and D4).

Required Documents

Initial Document Submission
ID card (KTP)
Bank statement from last 6 Months (PDF)
Annual tax document (SPT)
Latest 3 Months Salary Slip
Final Document Submission
NPWP
Address proof (any one of the following: house rent agreement, utility bill, domicile statement)
Certificate of Employment
Latest education certificate
Selfie
Loan agreement
Direct debit authority (DDA)

Steps to apply for Rp300 juta debt consolidation

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

Your outstanding dues will be settled by the disbursed fund that we provide.

Be one step ahead of your debts

Resolve debt repayments challenges with the Bailout Program through consolidation.