Rp100 Juta Loan Bailout Fund

Break free from the burden of Rp100 juta debt. Here’s how.

Managing multiple loans and meeting tight repayment deadlines can be overwhelming. That’s why FLIN offers the Bailout Program to help you manage and settle your debts more efficiently.

Through this program, you will be able to consolidate all your outstanding loans while receiving up to Rp100 juta in bailout funds to ease your financial obligations. With the support of our trusted partners, we facilitate debt restructuring to help you secure lower installments and a more flexible repayment plan.

Once the mediation process with the bank is completed, the bailout funds will be directly transferred to the relevant bank or financial institution. You’ll then only need to make a single fixed monthly payment to FLIN, with a lower amount and transparent fees.

FLIN operates under OJK supervision through our mediation and fund disbursal partners, ensuring that every process is secure and compliant with Indonesian regulations.

Take control of your finances today. Apply for the Bailout Program and turn your postponed dreams into reality!

Estimated fees and interest rates adjustment for Rp100 juta debt consolidation

Amount
Loan amount  Rp100.000.000
Tenure  24 months 36 months
Minimum salary required Rp13.100.000 Rp10.600.000
Interest rate  4% per month 4% per month
Success fee Rp5.000.000-10.000.000 Rp5.000.000-10.000.000
Processing fee Rp0-Rp5.000.000 Rp0-Rp5.000.000
Total monthly Installment Rp6.600.000 Rp5.300.000
 

Important Notes:

  1. Interest rates range from 3% to 4%, depending on the financial institution or bank.
  2. Clients are required to pay a one-time success fee upfront.
  3. The success fee varies between 5% and 10% of the total savings offered to eligible clients.

Please calculate using Flin financial calculator

4.00%
24 Months
Rp 0.00
Rp 0.00
Rp 0.00

*Conditions Apply

Apply Now

Eligibility criteria and required documents for Rp100 juta debt consolidation

Make sure you meet the eligibility criteria and prepare the necessary documents to streamline the application process.

Eligibility Criteria

Citizen: Indonesian citizen (WNI) with a valid Identity Card (KTP).

Location: Residing in the Jabodetabek area, Bandung, Surabaya, or Bali.

Job: A salaried employee working with a private company, government, or State-Owned Enterprise (BUMN).

Experience: Should have at least 3 years of experience and must be in current employment for at least 1 year.

Salary: Current net take-home salary should be > Rp5 juta.

Loan Balance: Outstanding unsecured loan (KTA + Online + Credit Card) should be > Rp20 juta.

Education: Preferably at least High School with a Diploma (D3 and D4).

Required Documents

Initial Document Submission

ID card (KTP)

Bank statement from last 6 Months (PDF)

Annual tax document (SPT)

Latest 3 Months Salary Slip

Final Document Submission

NPWP

Address proof (any one of the following: house rent agreement, utility bill, domicile statement)

Certificate of Employment

Latest education certificate

Selfie

Loan agreement

Direct debit authority (DDA)

Steps to apply for Rp100 juta debt consolidation

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

Your outstanding dues will be settled by the disbursed fund that we provide.

Fill a form

Provide detailed information on the application form

Submit documents

Make sure to prepare the necessary documents

Approval result

Receive the official approval result within 72 hours

Office visit

Bring all original documents to our office in Jakarta Selatan

Program agreement

Sign the loan agreement to settle all your existing loans.

Fund disbursal

Your outstanding dues will be settled by the disbursed fund that we provide.

Be one step ahead of your debts

Resolve debt repayments challenges with the Bailout Program through consolidation.