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Transform profit into purposes and drive growth while creating a meaningful impact with FLIN.
Flin-Dolpheen
Seamless financial control with FLIN x Dolpheen
Settle all your outstanding debts with a fair and affordable consolidation and mediation solution.
FLIN x Dolpheen: Solution
Debt consultation
Book a consultation with Dolpheen to develop an efficient debt management plan and gain insights into a trusted debt consolidation service in Indonesia.
Debt consolidation and mediation
Overcome the challenges of debt repayment without stress. FLIN is ready to assist in the debt consolidation and restructuring process through a diplomatic and beneficial approach.
Funding
Settle all your debts with the right refinancing solution. FLIN’s Bailout Program is here to support your journey toward financial freedom.
Eligibility criteria and required documents for Bailout Program application
Eligibility Criteria
Indonesian citizen (WNI) with a valid Identity Card (KTP)
Residing in the Jabodetabek area, Bandung, Surabaya, or Bali
A salaried employee working with a private company, government, or State-Owned Enterprise (BUMN)
Should have at least 3 years of experience and must be in current employment for at least 1 year OR Contractual Job with at least 2 years of contract and renewed in Last Year
Current net take-home salary should be > Rp5 juta
Current outstanding unsecured loan (KTA + Online + Credit Card) should be > Rp20 juta
Preferably at least High School with a Diploma (D3 and D4)
Required Documents
Initial Document Submission
ID card (KTP)
Bank statement from last 6 Months (PDF)
Annual tax document (SPT)
Latest 3 Months Salary Slip
Final Document Submission
NPWP
Address proof (any one of the following: house rent agreement, utility bill, domicile statement)
Certificate of Employment
Latest education certificate
Selfie
Loan agreement
Direct debit authority (DDA)
Easy Guide to The Bailout Program
Learn the easy steps to apply for debt consolidation and receive funding.
Fill out and submit the application form.
Your credit report will be thoroughly analyzed.
An Initial Payment Agreement (IPA) will be issued.
A mediation process will be conducted for optimal negotiation.
Funds will be disbursed according to the applicable terms.
Please calculate using Flin financial calculator
4.00%
24 Months