Support your employees' financial well-being with our Bailout Program, empowering them to boost productivity and drive greater business success.
Ensuring security, protecting personal data, and ensuring that electronic systems have passed eligibility tests—all of which are carried out in accordance with applicable laws and regulations.
Number TDPSE: 017446.01/DJAI.PSE/03/2025
Why Choose a Bailout Program as an Employee Wellness Program for Your Company?
Show your team that the company truly cares. Show a gesture that builds trust, drives motivation, and encourages long-term commitment.
Simplify HR efforts in meeting government regulations on providing financial literacy education to employees.
Financially healthy employees are more focused, productive, and motivated—helping fuel sustainable company growth.
Demonstrate real impact and empathy by supporting your employees’ well-being, strengthening your brand image among the public and future talent.
Initiate the conversation by reaching out to FLIN and expressing your interest in collaborating.
Engage in a thorough discussion with FLIN to ensure alignment on goals, followed by validating the program details.
Spread awareness of the Bailout Program application form to your company employees for independent application.
Check the status of your employee’s In-Principal Approval (IPA) and monitor the progress of their loan consolidation journey.
A: The Bailout Program is a debt consolidation initiative designed to help employees manage and restructure their unsecured loans. It merges multiple loans into one single loan, significantly reduces monthly installments, and provides financial relief to employees paving the way to regain control of their finances.
A: Loan consolidation reduces financial stress by streamlining employee debt repayment, and saving them through direct and indirect harassment of Debt Collectors. It leads to the overall employee well-being.
By addressing financial stress and mental anxiety, employees can focus better at work, improving productivity and overall workplace morale.
A: For employees, the program offers financial relief and a clear path to debt free-life. For companies, it enhances productivity, reduces absenteeism, and fosters a positive work environment by supporting employees' financial well-being.
Importantly, the employee gets freedom from debt-collectors visiting the workplace to collect outstanding loans.
A: Yes, the Bailout Program is safe. FLIN collaborates with trusted financial institutions registered with the Financial Services Authority (OJK) in Indonesia, ensuring secure and transparent processes.
A: Below is a summary of the applicant requirements for the program:
- Indonesian citizen with a valid ID (KTP).
- Resides in Jabodetabek, Bandung, Surabaya, or Bali.
- Salaried employee working in a private company, government institution, or state-owned enterprise (BUMN).
- Minimum 3 years of total work experience and at least 1 year in the current role.
- Current net take-home salary of more than Rp5,000,000.
- Outstanding unsecured loan balance exceeding Rp20,000,000.
- Minimum education level: high school graduate or diploma (D3/D4).
Managing your loans for a stress-free future is made easy and secure with our Bailout Program.
Menjamin keamanan, melindungi data pribadi, serta memastikan sistem elektronik telah lolos uji kelaikan—semuanya dilakukan sesuai dengan peraturan perundang-undangan yang berlaku.
Nomor TDPSE: 017446.01/DJAI.PSE/03/2025
