Be A Part of Your Employee Financial Wellness Journey
Managing your loans for a stress-free future is made easy and secure with our Bailout Program.
Employee Wellness Program
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Employer Solution
Impactful Financial Solutions through Debt Consolidation
Support your employees' financial well-being with our Bailout Program, empowering them to boost productivity and drive greater business success.
A Step Towards a Financially Prosperous Indonesia with FLIN
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Be Our Partner
Why Choose a Bailout Program as an Employee Wellness Program for Your Company?
Enhancing Employee Productivity
Reduced financial stress can effectively improve performance.
Improving Employee Mental Health
Well-managed loans create a positive impact on emotional well-being, enabling employees to focus on their work.
Creating Real Social Impact
Reflect on the company's support for employees by implementing real-impact programs.
FLIN Employee Wellness Program Flow
Reach Out to FLIN
Initiate the conversation by reaching out to FLIN and expressing your interest in collaborating.
Discussion Session
Engage in a thorough discussion with FLIN to ensure alignment on goals, followed by validating the program details.
Introduction to Application Form
Spread awareness of the Bailout Program application form to your company employees for independent application.
Assist Your Employee
Check the status of your employee’s In-Principal Approval (IPA) and monitor the progress of their loan consolidation journey.
Frequently Asked Questions
A: The Bailout Program is a debt consolidation initiative designed to help employees manage and restructure their unsecured loans. It merges multiple loans into one single loan, significantly reduces monthly installments, and provides financial relief to employees paving the way to regain control of their finances.
A: Loan consolidation reduces financial stress by streamlining employee debt repayment, and saving them through direct and indirect harassment of Debt Collectors. It leads to the overall employee well-being.
By addressing financial stress and mental anxiety, employees can focus better at work, improving productivity and overall workplace morale.
A: For employees, the program offers financial relief and a clear path to debt free-life. For companies, it enhances productivity, reduces absenteeism, and fosters a positive work environment by supporting employees' financial well-being.
Importantly, the employee gets freedom from debt-collectors visiting the workplace to collect outstanding loans.
A: Yes, the Bailout Program is safe. FLIN collaborates with trusted financial institutions registered with the Financial Services Authority (OJK) in Indonesia, ensuring secure and transparent processes.
A: Below is a summary of the applicant requirements for the program:
- Indonesian citizen with a valid ID (KTP).
- Resides in Jabodetabek, Bandung, Surabaya, or Bali.
- Salaried employee working in a private company, government institution, or state-owned enterprise (BUMN).
- Minimum 3 years of total work experience and at least 1 year in the current role.
- Current net take-home salary of more than Rp5,000,000.
- Outstanding unsecured loan balance exceeding Rp20,000,000.
- Minimum education level: high school graduate or diploma (D3/D4).